“Novated Choice really stands out for their
professionalism and customer care.”

Your Dream Car. Your Best Deal. Only With Novated Choice.

Drive the Car You Want, with Up to 40% in Tax-Free Savings

Top Brand Choices
A True Concierge Service, Powered by Novated Choice

Buying a new car is a thrill, but nailing an amazing deal? That’s the real excitement!

Tax-Savvy Savings
  • Save up to 40% on an EV
  • No GST on purchase
  • Lower your taxable income
  • For Employers: Cost-free pay boost for your team
Effortless Management
  • The to-do list? Ours.
  • The open road? Yours.
  • From paperwork to oil changes, we’ve got it covered.
Lifetime Care
  • One payment covers all running costs.
  • Backed by dedicated support for the life of your lease.
Dedicated Point of Contact
  • From your first enquiry to your first drive, you’ll have a single, trusted contact.

And here’s the best part: novated leasing is the most tax-effective way to do so, whether you’re after an EV or a traditional car. With Novated Choice as your one-stop shop, you can leave all the paperwork and admin to us.

Novated Lease vs. Other Options

Novated Lease Car Loan Outright Purchase
Uses pre-tax salary Yes No No
Bundles running costs Yes No No
Tax savings Yes No No
Upfront GST savings Yes No No
Flexible at the end Yes Limited N/A

Browse Novated Choice’s marketplace to find cars that suit your budget, and get a clear picture of potential savings up front

Is a Novated Lease Right for You?

A novated lease offers significant savings and flexibility, making it an ideal choice for many. Here’s how to know if it suits your situation.

Lease

Best value

$69,738

Outright

$79,818

Loan

$93,680

graph-car
A permanent employee

working part-time or full-time with a regular PAYG income.

$
Someone who wants tax savings

by paying for their lease and running costs with their pre-tax salary, reducing their taxable income.

A driver who values simplicity

with one easy payment that covers finance, insurance, registration, servicing, tyres, and fuel/charging.

Keen on a new or late-model car

including an electric vehicle (EV), which may qualify for extra tax benefits and is 100% tax-free.

Looking for end-of-lease flexibility

with options to keep, sell, or upgrade the car.

What Our Clients Say

Great experience with Novated Choice! The team was patient and answered all my questions, making the novated lease process smooth and easy. Highly recommend

H E

Being new to novated leases, I reached out to multiple providers with numerous questions. Ben from Novated Choice stood out as the most helpful and responsive of all. This made Novated Choice the clear decision..

Darren M.

I had a great experience with Novated Choice. Initially dealing with Geoff and later with Jess. I had issues with my employer in the initial set up stage. Jess dealt with the issues with no fuss in the background. This was my first time doing a lease.

Andrew R.

Novated Choice really stands out for their professionalism and customer care. Their team is knowledgeable and genuinely helpful, always going the extra mile to make the process smooth and stress-free.

Brad W.

We’ve successfully integrated Novated Choice into our employee benefits program. The rollout went smoothly, and several of our staff have already taken advantage of this benefit, acquiring new electric vehicles.

Solution Architecture

Jess was extremely helpful throughout the entire process and made the experience easy and straightforward. Great service in a very timely manner. Have recommended her services to other colleagues and I will definitely use Jess and Novated again in the future

Brad P.

Your Journey to Smarter Car Ownership in 4 Simple Steps

Here’s what your novated lease journey looks like with Novated Choice:

1
Get Your Quote

Whether you’ve got a dream car in mind or want to explore your options, we’ll help you find the right fit and the right budget.

2
Employer Green Light

We’ll handle the details with your employer to expedite the approval of your novated lease, with minimal effort on their part.

3
Quick Approval

Share your details and, in most cases, get the thumbs‑up within hours.

4
Hit the Road, Enjoy the Savings

Sync your Bluetooth, buckle up, and enjoy your new ride (and the savings that come with it).

Your Novated Lease Questions, Answered

We have a panel of lenders from which we select the best one to suit your financial circumstances. Our national buying program gives us buying power to save you money, and we can often provide significant savings on the recommended retail price.

During the lease, the finance company owns the car, but you have full use of it without any upfront costs. At the end of the term, you can choose to buy it, upgrade to a new model, extend the lease, or walk away–it’s your choice.

Yes, you can choose from a wide range of new or late-model cars, including EVs. Only utes or vans with a payload of over 1 tonne will not qualify for a novated lease.
Not with Novated Choice, we’ll guide you through every step, from quote to keys.
Yes, you can bundle almost all running costs into one convenient pre-tax payment. This includes finance repayments, fuel/charging, servicing, tyres, registration, and comprehensive insurance.
Our novated lease belongs to you, not your employer. If you change jobs, you can transfer the lease to your new employer (subject to their approval), pay out the remaining balance to own the car, or continue making payments personally until you find a new employer.
Typically, novated lease agreements range from 1 to 5 years (12 to 60 months), with most borrowers choosing 3 to 5 years for a balance of flexibility and lower monthly repayments.

You choose: When your lease ends, choose to pay the residual to own or sell, extend your lease if eligible, or upgrade.

Got more questions?